The Copilot Studio plan option converts your flow into an agent flow, which is billed in Copilot Credits based on actions executed, not per run.
The rate is 13 Copilot Credits per 100 actions.
For your scenario: 10 actions x 5 runs/day = 50 actions/day = ~1,500 actions/month.
1,500 actions = 195 Copilot Credits/month.
Cost:
- Pay-as-you-go: $0.01 per credit = ~$1.95/month
- Prepaid pack (25,000 credits for $200/month): ~$1.56/month equivalent
So the raw consumption cost for your flow is very low.
However there is an important point to consider before switching. The Copilot Studio plan is designed for agent flows flows that run as part of a Copilot Studio agent interaction. For a standalone scheduled flow with no AI, no agent, and no Copilot connection, the Owner plan (or a Process license) is the correct and more straightforward licensing model. Moving a simple non-AI flow to the Copilot Studio plan means it now draws from your organisation's Copilot Credits pool, which is shared across all agent and Copilot Studio usage. If your Copilot Credits pool is exhausted, new agent flow runs get blocked.
Also worth noting: the docs confirm that agent flow actions invoked by users with an M365 Copilot license do not consume prepaid capacity but this exemption applies when the flow is triggered through an agent by an M365 Copilot licensed user, not for standalone scheduled flows running independently.
For your use case the honest answer is: the cost is negligible either way. If your goal is simply to escape the owner license dependency, a Power Automate Process license (per flow, fixed monthly cost) is cleaner and more appropriate for a non-AI flow than the Copilot Studio plan.
Best regards,
Valantis
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